About OpenX

A complete
rethink of what
insurance can be.

Premium health insurance for the UAE — built on century-old capital, powered by the region's leading wellness platform.

The story

Better was always possible.

Most insurance is still built the old way: the policy first and any wellness later — if at all. Loosely connected, always an afterthought.

We did it the other way around. Wellx came first — built to change health, not just to insure it.

Built on Wellx, not alongside. OpenX is the third in the Wellx house of brands — and the boldest. Premium IPMI's wake-up call.

Healthier lives. By design.

Backed by names that set the standard.

OpenX is insured by Dubai National Insurance and reinsured by Sompo International — a $33 billion global group with 130+ years of history. Premiums flow directly to Sompo. Century-old capital, deployed with precision.

Every plan is built around Wellx — turning a passive policy into a daily health companion.

Fronting Insurer
Licensed UAE insurer of record. Regulated and locally rooted.
Reinsurer
A+ (Superior) rated by AM Best. Active across 46 countries — including a London-based EMEA division covering the Middle East.
Wellness Platform
The GCC's leading digital health platform. Built into every OpenX plan. 120,000+ members. 370+ SME clients. Over four years in market.

Strength in numbers.

Capital. Ratings. Time in market. Scale.
Names that don't need explaining.

$33B
Reinsurer Group Revenue
Sompo Holdings
A+
AM Best Rating
Sompo · Superior
130+
Years of History
Sompo Group
120K+
Members on Wellx
Across the UAE

Everything you would expect.
And so much more.

Two layers, one product: rich, flexible insurance — and a wellness platform built in as standard, not bolted on.

The Insurance

Rich, flexible cover.
Global access.

A top-tier IPMI product — networks tuned to each policy, transparent benefits, global reach.

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The Platform

Wellness that
delivers.

Powered by Wellx — the GCC's leading digital health platform, built into every OpenX plan. Prevention over cure. Engagement over indifference.

Explore Wellx

A network of excellence.

Local TPA
UAE's most member-friendly TPA — 24/7 support across claims, authorisations and approvals.
Global Direct-Billing
Cashless direct-billing for hospitalisations outside the GCC.
Emergency Assistance
24/7 evacuation, repatriation and emergency support worldwide.

Better cover.
Wellness that delivers.
Better lives.

The premium health insurance experience,
reimagined for the UAE.

Explore the cover